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Review 8/9/2010
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UPDATE Nov. 14, 2011
I am one of the thousands who have been scammed by Brian Pacios who owns these scam companies: National Relief Group, SBP Financial Group, SBP banks,NRG Payments. I was scammed out of $3000.00 for a loan modification and ended up losing our home in 2010. Since then I have heard from so many families who have experienced the same thing, I decided to fight and get my money back. It has taken over 1 year but last week I brought Brian Pacios to justice. I collected my $3000 plus expenses.
I filed in small claims court at the Orange County Superior Court in Laguna Hills CA.
Most families who have been scammed do not live in California so I would suggest that they do the following:
Write a one page letter explaining what happened to them with regards to the modification scam. Include their address, phone number and all information they have regarding Brian Pacios. Although Brian has closed the above listed businesses, those who have been scammed can still sue him.
Send a copy of the letter to the following agency's:
1. Their State Attorney General
2. Their State Governor
3. The Mayor of Irvine CA: Mayor Sukhee Kang PO Box 19575 Irvine, CA 92623
4. Governor Jerry Brown at:Office of the Governor State Capital Sacramento CA 95814
5. California Attorney General: Kamala Haris, PO Box 944255 Sacramento CA 94244
Brian Joseph Pacios, 28 years old, lives at 8057 Scholarship Irvine CA 92612 His residence is valued at approximately $800,000. He has property in Nevada. This can be confirmed by contacting the following web site: Clark County Nevada assessor.
Brian's his wife's name is Hayley Reinhold. On June 24, 2011 Brian's wife released a quick claim for a home that brian sold on June 17, 2011 for $180,000
Brian lists his official Nevada address as: 6069 S. Fort Apache #100 Las Vegas, Nevada 89148. This is a VACANT BUILDING with no floor.
Apple Blossom Arbitrage also uses this phony address.
After winning a judgment against brian, we met him at court, he quickly stated that he had no money except $400. Yet he lives in a $800000 home. He stated that his attorneys told him to "just keep $400 in his account and no one could touch him". We explained to him that we were well aware of his assets. Last week he agreed to pay us $3500 as he did not want to allow the courts to know what accounts, homes, vehicles and new business ventures he has.
We received a cashiers check from one of his accounts at Chase Bank.
I believe we are the first family he has ever had to face. He made it a point to blame everyone else for the modification scam. Never acknowledging what he has done to thousands of families is so illegal, immoral and disgusting.
In closing, please don't give up. Contact the officials listed above. Several State Attorney Generals have ordered brian to "Cease and Desist". As a society, we can not allow parasites to ruin our country and destroy families just for their own greed and power. A year ago when I asked brian to refund the $3000 he took from my family, he stated that if I took him to court "I would be laughed out of court as he has so many attorney's" WELL LAST WEEK HE WAS NOT LAUGHING NOR WAS THE JUDGE WHEN HE WAS FORCED TO RETURN MY $3000.00!
If your Attorney General needs additional information from me, please have them contact me.
SBP Financial Group, also known as SBPBanks, located at 50 Palatine, Apartment #417, Irvine CA is part of National Relief Group. They took $3000 from us with the promise of a greatly reduced mortgage modification back in Nov.09 They along with USLMP [there partner] made several promises and lies to us over a 7 month period. It ended when we were told by their so called attorney "Jared" that we would have our modification completed with docs within 2-6 weeks. On June 29th we called our mortgage company and found out that was a LIE...No modification was being completed or even looked at. This company had failed to follow even the minimum requirements of our mortgage company. So we had to start all over from scratch. We almost lost our home because of these 2 company's. Brian Pacios owner of SBP and National Relief Group told me that if I took him to small claims court to try to get our money back, "I would be laughed out of court", he stated that he "always wins". We are sickened by these company's. We have learned of so many other folks who have been through this same problem. They also lie on their web sites stating they are accredited by the BBB and maintain excellent ratings...Yet the BBB rates them as "F".
Update: The two letters we sent to Brian Pacios regarding NRG/SBP and SBPBANKS were returned to us. He does not accept mail at his "so called business address" of 50 Palatine apartment #417. [rather STRANGE]
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