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Review 8/26/2009
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I did decontamination work for a client of CNI Co. and billed them directly in June-09 it is going on Sept-09, I have yet to receive payment. They canceled my client's insurance, simply, for filing his claim (which was beyond his control). They denied content coverage without just cause, they told him they'd pay him one amount, but when he received his check it had erroneous deductions bringing the total issued to my client thousands of dollars less than they had originally agreed.
According to an independent adjusted they have a $5000.00 cap on contamination - which means that any client that discovers asbestos, mold, death/trauma etc will only be covered up to $5000.00 leaving their client holding the bag for the difference. My client suffered a horrific loss and was a valued client of CNI co. for 20 years without incident, until this claim. Regardless of this fact, his insurance policy was canceled and a good portion of his expenses were denied - meaning he will bear the weight of said expenses on his own.
In my experience, a prospective client would be better off dealing with Farmers, or State Farm for their home owners needs.
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