8/12/2011 11:45 AM (PST)
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8/12/2011 12:22 PM (PST)
Goodness! My reply didn't post.
Okay,
1) LA Times article is right on. Very odd verbiage and exclusions.
2) The water and sewer lines running from the foundation of your home to the street have always been a common exclusion on MOST but not all HO policies.
***Check with your agent or broker!! On an 80 year old home, do not assume.
3) Most cites do not cover those lines either. Most cities or districts cover the main lines in the street only.
***Check with your water or sewer provider!!! Do not assume.
4) If you live in CA, compare with www.amwater.com
5) If you live in WA or OR, compare with www.nationalwatercompany.com 1800-790-3201
6) Homeserve is the parent company for Home Emergency Insurance Solutions. If you are Googling any of this.
Hope this helps
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