9/29/2011 5:45 PM (PST)
While they claim to help there is no guarantee of any outcome by a third-party who intervenes. You are best off talking to a HUD Housing Counselor and your bank directly.
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10/5/2011 9:06 PM (PST)
Rebecca,
I have gone through the process of loan modification and can recommend the proper channels to take. Please write me if I can help in any way.
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